Mortgage Tools and Calculators

In this section, you will find the mortgage calculators that will help you calculate different loan and payment scenarios. If you have a question that these calculators do not help answer, please ask us directly! Please check our Mortgage Terms Glossary for commonly used mortgage terminology.

How much will my payments be?
Calculates your monthly mortgage payment based on your loan amount, interest rate and length of the loan.

How long will my mortgage last if I pay more every month?
Calculates how long your mortgage will last if you make monthly payments that are larger than your monthly principal plus interest.

How much income to qualify?
Calculates what your gross monthly income should be in order to qualify for the home you want.

How much home can I afford?
Calculates how much home you can afford based on your monthly income, debt and other factors such as down payment and lending ratios.

Should I pay points?
Calculates your monthly savings (resulting from the lower interest rate) as well as the breakeven point for the up front cost of point(s) paid.

Should I refinance?
Calculates the total cost and savings of your refinance transaction.

What are the tax benefits of buying?
Estimates how much money you will save in taxes when you buy a home.

Standard vs. Bi-weekly
Calculates your savings in interest paid as well as length of your loan if you were to make bi-weekly payments as opposed to monthly payments.

What is my APR?
Calculates the APR of your loan.

Interest-Only Payment Calculator
Calculates how much your mortgage payment will be with an Interest-Only mortgage.