Home Refinance - 30 year fixed mortgage

The fixed rate mortgage has long been the most popular home financing product. With an interest rate that never changes, it provides stable, predictable monthly payments throughout the life of the loan. Fixed rate mortgages can be good for first time buyers and anyone on a budget who needs the stability of a set monthly repayment. When you refinance with a fixed rate mortgage you have the security of knowing the exact amount you will repay each month will not change. This is important if you plan on staying in the home for a period longer than five to seven years

Home Refinance - Adjustable Rate Mortgages

This lower interest rate can save you hundreds if not thousands of dollars in payments per month and over time usually performs better than a typical 30 year fixed rate mortgage. With an adjustable rate mortgage you do not have to pay for the ability to fix the rate for a full 30 years as you do with a 30 year fixed mortgage. You only pay for a fixed rate for as many years as you need it, no more. Adjustable rate mortgages typically are taken by those who only plan on staying in their home for a short period of years.

Up-Front Live Real Time Mortgage Rates

Use Homex Financial's revolutionary live pricing engine to secure the home mortgage you are looking for. Real rates for real people, instantly!